P.O. Box 1030, Bandera, TX  78003   (830) 328-3374

Life & Health Insurance

Life & Health Insurance 

Affordable Healthcare Act aka "ObamaCare" - Sign-up Info

Obamacare is here and now it's the law!  If you need health insurance for you and/or your family, then you can easily enroll here.  We're here to help if you have any questions or concerns. Click the link below to get started:


Term Life Insurance
Term Life Insurance offers affordable coverage for a set time period with guaranteed level premiums.
  • Select from 10, 20, or even 30 year terms
  • Affordable way to get maximum coverage
  • Most policies can be converted to permanent if your needs change

Whole Life Insurance

Whole Life Insurance is a form of permanent life insurance. It features guaranteed premiums, death benefits, and cash value. Whole Life Insurance also gives you the potential to receive dividends, which can increase the value of the policy when the insured is living or provide an increased death benefit for your beneficiaries.
 You may want to purchase a Whole Life Insurance policy if you want:
  • Protection for life
  • Payments that stay the same each year
  • To be able to put additional money into the policy on a tax- favored basis
  • Cash value you can use while you are living

Major Medical Insurance for Individuals and Families
Get the strong, broad financial protection and peace of mind you and your family need with an individual major medical plan. All plans include:
  • Immediate benefits paid at 100%, even before you meet your deductible, for many preventive services
  • No annual or lifetime dollar limits on hospitalization, emergency care, outpatient care, prescriptions and doctor visits 
  • Freedom to choose your own doctors and hospitals, with discounts for using network providers 
  • Ways to make the most of your coverage, including access to independent advocates who help you navigate the health care system and compare costs

Small Business Health Insurance

Broad, flexible, cost-saving health, dental and life plans for your small business.

Other Insurance products available:

Long Term Care
Disability Income           
Retirement Plans

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